Average Spend

Description

This gives an overview of the average card turnover for each issuer country, which is returned as per transaction, per card, and per card per day.

The summed card turnover is calculated for each segment, as well as the average number of cards and average duration of stay. Based on these values, the averages are calculated.

The duration of stay is calculated by finding the number of days between the first and last transaction of a single card in a 30-day period.

The "per card per day" only includes physical international transactions (POS) because it's hard to estimate the duration of a stay per cardholder if one includes e-commerce transactions. A tourist could buy flight tickets online a few months before arrival, which would stretch the average duration of stay calculated.

FAQ

  • Who spends most per transaction?

    • Looking at the per transaction response, the countries at top will be the answer.
  • Who spends the most in the hospitality sector?

    • Use the filter to only look for the vertical hospitality, and again the top countries will be the ones spending most. It seems like Israel is one of the top countries.

Default Response

{
  "values": [
    {
      "issuer_country_a3": "string",
      "per_transaction": 0.0,
      "per_card": 0.0,
      "per_card_per_day": 0.0
    }
  ]
}